Bell Island Beach, with its pebble type and protected waters, is generally suitable for swimming, especially for those who don't mind a non-sandy bottom. The 'protected waters' aspect suggests calmer conditions, making it safer than exposed coastal areas. However, as with all British Columbia waters, temperatures will be cool. Always be aware of your surroundings, tides, and currents, as there are no lifeguards in this remote location.

The 'Anytime' tag for Bell Island Beach suggests its calm and protected nature makes it accessible and enjoyable regardless of the season, within reason. While summer offers the warmest temperatures and longest daylight, its sheltered location means it's less affected by rough weather that might impact more exposed beaches. However, always check local weather forecasts and marine conditions before planning your visit.