Margate City Beach is generally safe for families with children. The beach has lifeguards on duty during summer months, typically from late June through Labor Day, and the waters are usually calm with gentle waves. The beach features a gradual slope into the ocean, making it ideal for young swimmers. However, always swim near lifeguard stations, check daily beach conditions and flag warnings, and supervise children closely. Rip currents can occasionally occur, so pay attention to posted warnings and lifeguard instructions.

The peak season runs from Memorial Day through Labor Day, with July and August offering warmest ocean temperatures (68-72°F) and full amenities including lifeguards. June and September provide pleasant weather with fewer crowds and lower accommodation rates. For beach walks and quieter visits, spring and fall offer mild temperatures, though swimming may be chilly. Winter visits are possible for beachcombing but expect cold, windy conditions. Weekdays are less crowded than weekends throughout summer. The beach is accessible year-round for walking and enjoying the ocean views.