Palm Cay Beach is known for its calm, turquoise waters, making it generally safe for swimming. As a beach club, it often benefits from a more managed environment, though specific lifeguard presence can vary. Always observe local signage and conditions. The protected nature of the marina area can contribute to gentler waves, ideal for families and relaxed water activities. It's a great spot for enjoying the clear Bahamian sea.

The best time to visit Palm Cay Beach for ideal weather is generally during the dry season, from late November to May, when temperatures are pleasant and humidity is lower. For fewer crowds, consider visiting during the shoulder seasons, like late spring or early fall, outside of major holiday periods. As a popular beach club, it can attract visitors year-round, so early mornings might offer a more serene experience.